Category: Insurance

Should Seniors Cover Funeral Expenses With Life Insurance?

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Planning actively for your own funeral can certainly be an umpleasant experience, but however you may feel about it, it is one of the few certainties in life, that someday it will come to an end. That does not make life any less worth living, and the fact that you are making preparations for the inevitable means that you care enough about your surviving relatives to help them cope with your loss and to carry

Posted in Finance, Health and Fitness, Insurance

How to Find Life Insurance With No Medical Exam for Diabetes

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When you are sick, the need for protection becomes even more stringent. But a poor health or a disease make some protection services, including life insurance, unavailable.  Life insurance companies prefer to underwrite healthy persons, not people with a pre-existing medical condition. Diabetes is one of those conditions that can make finding life insurance harder.  It is not impossible, but it will take more time. If you want to have the certainty of becoming insured,

Posted in Finance, Health and Fitness, Insurance

Final Expense Life Insurance for Seniors – How to Find Affordable Coverage

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Fear of death makes behave strange things and act imprudently. People who find out that they only have few months or years to live are sometimes in complete denial and do not want to prepare themselves and their families for that unavoidable tragic event. They must be brought back to reality and make them realize that pre-arranging a funeral is the best thing to do. But you do not have to be ill in order

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3 Life Insurance Plans That Offer High-Risk Coverage!

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Life insurance companies do not like to take risks and insure too many people that present life-threatening diseases or disorders. Gambling on the life expectancy of a person is something that insurers do, but not when the odds are against them. As a direct consequence, few companies are willing to offer support for risk impaired cases. Finding risk impaired life insurance agents becomes crucial if you want to obtain life insurance. In this blog we

Posted in Finance, Health and Fitness, Insurance, Retirement

Can You Find Permanent Life Insurance Without Medical Exams?

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No medical exam life insurance has always been a controversial option. Unlike medical examination based policies, this form of insurance requires less info from the potential buyer. Some companies do not even require any info at all and subscription is almost automatic. Currently on the market we have a wide variety of no medical exam life insurance policies. This form of insurance is very adaptable and its length and price can be tailored to suit

Posted in Finance, Insurance

No Medical Exam Life Insurance – The Fastest Way to Buy Coverage?

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Applying for no medical exam life insurance is the fastest way to buy coverage. The whole underwriting process is very easy and very fast and you do not have to fill in a huge amount of paperwork. Companies that sell this type of insurance provide the fastest response to any application request.  Selection criterions are few and very flexible, thus granting access to more categories of people.  It makes an excellent choice for people seeking

Posted in Finance, Insurance

5 Things that Make Life Insurance Expensive!

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Finding cheap life insurance is the goal of every person seeking for life insurance, especially those that seek life insurance no medical exam. We recommend you to read this blog post, if you want to know the most important 5 things that make life insurance expensive: 1)     Being too old when you apply for life insurance. Life insurance companies prefer young clients, because they will be able to sign in for more years and thus

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Can Life Insurance for Elderly Cover Funeral Costs?

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Thinking too much about death and funeral is not something that normal people regularly do.  But we can observe that planning a funeral has become more and more popular. This does not mean that people have lost their minds. Quite the opposite, people have understood that pre-arranging a funeral and saving money for it will help the family overcome the difficult times to come.  Many of those people are quite old they can use life

Posted in Finance, Insurance, Retirement

3 Misconceptions About No Medical Exam Life Insurance!

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No exam life insurance, although intensely criticized in the past, has become more and more appreciated. Still, many people doubt about its benefits. Top 3 misconceptions about no medical exam life insurance are: 1)     It is too expensive. Yes, no medical exam life insurance is typically more expensive than traditional policies, but the price does not reach astronomical values. Like in the case of any other policy, the price is influenced by a series of

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How to Compare Free Online Life Insurance Quotes!

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Whenever we are confronted with a dilemma we must analyze all options and decide which one will suit better for solving the dilemma. This simple principle applies well in case that we want to sign for life insurance and we do not know which policy is better. Luckily, the insurance market operates with specific research and review tools, called quotes. You will find quotes for every type of insurance and your will be able to

Posted in Finance, Insurance

How to Buy Senior Life Insurance Without Medical Exams!

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Life forces us to take many decisions with deep impact for ourselves and our families. One of these decisions is buying life insurance.  It is more of a moral obligation, with financial consequences. These consequences will help a family cope with the death of the policyholder. During times of need, we acknowledge the importance of a certain product or service. Unfortunately this is also true for life insurance and numerous individuals apply for life insurance

Posted in Insurance, Retirement

Is No Medical Exam Life Insurance Expensive?

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We must spend our money wisely. Funding a bad investment will endanger your budget and consequences will be felt, not only by you, but also by the ones you love. Life insurance policies are created to protect finances, not to destroy them, but they can easily do that if you overpay a policy that will later provide inadequate financial benefits. And when it comes to bad investments, one policy was considered the black sheep of

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Life Insurance No Medical Exams For Seniors Who Smoke!

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If you are a senior and you want to get life insurance, you have reasons to be worried about. Furthermore, if you also smoke, then things can get even more complicated.  Few insurance agencies accept seniors over a certain age as their clients, and even fewer accept seniors who smoke as clients.  But, do not be disappointed, if this is also your case. Life insurance senior citizens no medical exams for seniors who smoker provide

Posted in Finance, Health and Fitness, Insurance

Life Insurance Policies Without A Medical Exam Seniors Can Buy!

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Retirement can bring us a lot of free time, time that we usually spend thinking more about the future and our final days. During retirement most of the people realize that they should have bought earlier a life insurance policy. This type of contract can help any senior gather enough funds for funeral expenses and ensures that the remaining kids and spouse will inherit all the savings, so they can live one without many financial

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5 Tips For Getting Cheap Life Insurance Without Exam!

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Finding cheap life insurance without a medical exam can be challenging, but with good advice and by following some simple tips, it is possible to get affordable rates. Life insurance without exam is becoming more and more popular due to its accessibility and simplified underwriting process. Here are 5 tips for getting cheap life insurance without medical exams: 1.       Decide how much coverage you need The amount of coverage you purchase will have an obvious

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5 Advantages Of Having No Medical Exam Life Insurance!

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Having no medical exam life insurance can be very advantageous! These types of plans offer a simple underwriting process and are issue in less than 24 hours. No medical exam life insurance for seniors is very accessible for people who are older than 65 years or who have a pre-existing medical condition. Here are 5 advantages of having no medical exam life insurance! 1.       No medical exams The worst part of getting life insurance is

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No Medical Exams Life Insurance vs Traditional Policies

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 There is an intense debate between those that support traditional policies versus no medical exam life insurance supporters. Both sides have good arguments and we will try to present them. Nevertheless, you should not go unprotected and apply for a life insurance policy. Contracts like these have many benefits and in many cases are the only reason a family does not collapse under a financial burden. Traditional life insurance policies are split in 2 main

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How To Get Life Insurance If You Have A Pre-existing Condition

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Being fit and healthy are common goals shared by all of us. Unfortunately we do not always get what we want and there are many factors that can get ruin our health. Countless viruses are roaming on this planet and we can contract one of them in unexpected ways. Also, our genetic pool can be a cause to some disease. If you are sick, this will have a great impact on many aspects of your

Posted in Health and Fitness, Insurance

Things You Must Take Into Consideration When Looking For An Insurance Agent Or Company!

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 Finding a good insurance agency is the first step towards buying a life insurance policy. Having life coverage will protect your family against financial hardships in case you lose your life. Because of this, it is important to choose a reliable and financial stable agency as the fate of your loved ones may depend some day on your insurance policy’s benefit. Here are a few things which you should consider when looking for an insurance

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How To Compare No Medical Exam Life Insurance Quotes!

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No medical exam life insurance is an expensive policy which works best for seniors and people with pre-existing conditions. It is essential to search for quotes before purchasing a plan. Since these policies are expensive, saving a few dollars on premiums costs can amount to a high sum on the long run. Here are 5 tips that will help you compare quotes: 1.       Decide how much coverage you need Remember that the reason for buying

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Is No Med Exam Life Insurance A Bad Investment?

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By purchasing no medical exam life insurance, you get life coverage in 24 hours without having to take any medical tests or examinations. But is this fast and easy policy worth your hard-earned money? Read on and find out if no medical life insurance is a good investment or not! The advantages: It is issued in 24 hours. The speed factor is an obvious advantage as other policies are issued between 30 and 60 days.

Posted in Finance, Insurance

How Can You Purchase No Medical Exam Life Insurance?

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People with a pre-existing condition can have difficulties when it comes to getting life insurance. Qualifying for a policy usually requires going through some medical examinations which can show many health problems and the agency will refuse to sell you a plan. Luckily, with a no exam life insurance policy, you can get life coverage even if you suffer from a pre-existing condition! Read on to find out how to purchase a plan! How to

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